This is an hybrid account that allow customers enjoy the benefit of a savings account as well as the flexibility of a current account at no cost to the customer.

Target Market

Individuals, HNIs

Product Features and Benefits

  • Combines features of savings and current account
  • Non-clearing customized cheque
  • Opening and minimum operating balance of N20,000 for individuals
  • Cheque and dividend warrant lodgement allowed
  • Attractive Interest rate
  • Maximum of 3 withdrawals per month after which interest is forfeited
  • Electronic banking facilities (internet banking, ATM, SMS alerts)
  • Allows cash withdrawals by third Party at any Unity Bank branch nationwide (up to the tune 150,000)
  • Account serves as collateral for borrowing

**MPR-Monetary Policy Rate