UniFi savings account is a unique Tier 1 savings account tailored to suit the lifestyle of today’s teeming youth. The account gives access to the Unifi mobile app with a gamification platform for earning rewards under the referral download and transaction counts/volumes scheme. Even more interesting is the access to our various youth initiatives and campaigns lined up for you.

The account has a maximum threshold of N300, 000 and with unique features such as the Verve card rewards system that can be tied to enhancing your lifestyle 


Youth within the ages of 18- 34 enrolled in tertiary institutions, employees in structured organizations and the self-employed/entrepreneurs - particularly students and NYSC members. 



  • Savings account that comes with alternate channels {Debit card, Internet Banking, Mobile banking} 
  • ₦1,000 opening balance.  
  • Zero minimum balance. 
  • Maximum deposit threshold of N300, 000 – Tier 1. 
  • Two passport photographs and valid school (tertiary) or NYSC identity card.  
  • Combo-Verve card – with two customized design options that resonate with the target market. 
  • Interest payable monthly. 
  • Subsidized Interest on loans for certified and qualified applicants (Terms & Conditions apply)
  • Unifi Youth Banking theme/user interface on the Bank’s mobile App. 


  • No restriction on the number and amount of deposits and withdrawals. 
  • Opportunity to earn rewards from promos, loyalty and gamification schemes
  • Auto-enrolment onto mobile, internet banking, and customized youth Banking App.  

Interest Rate

30% of MPR, however, 5% interest per annum on monthly average balances above ₦100,000 – payable monthly.