Annual General Meeting Youtube Link

In line with Covid-19 protocols, Our 14th Annual General Meeting will be held virtually via YouTube live stream. Here is the link to join. https://youtu.be/kKByRw7Ox40

RIA  money transfer is an electronic funds transfer service (the third largest worldwide remittance company in the World)  that enables people receive money from over 149 countries and  over 350,000 RIA Agent locations around the World and receive them in our over 218 Unity bank branches nation-wide.

The product is uniquely designed to allow both customers and non-customers of Unity Bank to send and receive their funds at our branches. 


  • Fast: Transfer is completed in minutes
  • Reliable: Recipient is assured of getting funds 
  • Convenient
  • Beneficiary pays no charges
  • Direct to account deposit is available for Inbound transfers 


  • Provides affordable, convenient, reliable means of transferring money to loved ones around the globe.
  • Gift items is available to beneficiaries and senders


Requirements for Receiving Payments

Beneficiaries can receive transferred money at any of our outlets by providing the following:

  • Transfer Reference Number
  • Expected Amount
  • Acceptable means of Identification (National ID, Voters card, Int’l passport and Drivers license and BVN) Sender’s name and country 
  • Test Question and Answer (optional)
  • Fully completed  form


Who Can Apply?

  • This service is available to anyone both account holders and walk-in customers