Current Account-Individuals is a cheque-issuing product designed for customers who issue third party cheques often and also to aid transaction flexibility for them.

Target Market
Suitable for individuals that wants a checking account

Product Features and Benefits
  • Bundled account that comes with our alternate channels Internet Banking, Mobile banking
  • Account opening balance of N5,000
  • Zero operating balance
  • Account maintenance fee (AMF) of ₦Negotiable AMF rate for accounts with high debit turnover
  • Lodgement of cheques and dividend warrants
  • No limit to turnover and withdrawals
  • SMS alerts on transactions
  • Access to personal loans subject to meeting the Bank’s RAAC