UnityBanner sme

SME Products

UnityBiz Current Account

Product Description

Unity-Biz Current Account is a cost effective current account designed for SMEs. This BUNDLED product comes with robust payment and collection solutions for smooth day to day banking activities.

Target Market

All registered business can benefit from this account. Suitable for owner managed micro, small and mid-sized companies

Product Features and Benefits

  • Bundled account that comes with our alternate channels i.e. Debit card (maximum of 5 cards/entity),Internet Banking, Mobile banking(for one signatory account)
  • Account opening balance of N20,000
  • Minimum operating balance of N50,000
  • No account maintenance fee (AMF or COT) subject to minimum daily operating balance of N50,000-No AMF Concessions
  • Collection, payment and e-Invoicing platform (Bank3D)
  • Cheques are VALID FOR CLEARING
  • No limit to turnover and withdrawals
  • Business/Financial Advisory
  • Access to POS Terminal
  • Access to loans subject to meeting the Bank’s RAAC

 

Current Account - Corporates

Product Description

This product is a traditional current account designed for registered businesses. It is designed to meet the needs of businesses that needs to issue third party cheques and also enjoy transaction flexibility.

Target Market

All registered business can benefit from this account. Suitable for large corporates that do very high turnover.

Product Features and Benefits

  • Bundled account that comes with our alternate channels Internet Banking, Mobile banking (for one signatory account)
  • Account opening balance of N10,000
  • Flexible operating balance
  • Account maintenance fee (AMF) of ₦1 per mille. Negotiable AMF rate for accounts with high debit turnover
  • Collection, payment, e-Invoicing platform (Bank3D) and Corporatepay.
  • Lodgement of cheques and dividend warrants
  • No limit to turnover and withdrawals
  • SMS alerts on transactions
  • Access to POS Terminal
  • Access to loans subject to meeting the Bank’s RAAC

 

Business Savings Account

Product Description

This savings account is a product for all kinds of business who need to put some funds away for ventures and earn interest.

Target Market

All registered business can benefit from this account. Suitable for businesses that want set aside some cash for the future or a project

Product Features and Benefits

  • Account opening balance of N5,000
  • Minimum Balance of N1,000
  • Bundled account that comes with our alternate channels Internet Banking, Mobile banking
  • Maximum of 3withdrawals per month after which interest is forfeited
  • Interest bearing {30% of MPR**}
  • Cheque lodgement (up to the tune of ₦2mn per day for account with BVN)
  • No maintenance fee
  • Customized personalized withdrawal slips (not valid for clearing)

**MPR-Monetary Policy Rate