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Current Account - Individual

Product Description

Current Account-Individuals is a cheque-issuing product designed to meet the needs of customers who need to issue third party cheques and also enjoy transaction flexibility.


Target Market

Suitable for individuals that wants a checking account


Product Features and Benefits

  • Bundled account that comes with our alternate channels Internet Banking, Mobile banking
  • Account opening balance of N5,000
  • Zero operating balance
  • Account maintenance fee (AMF) of ₦1 per mille. Negotiable AMF rate for accounts with high debit turnover
  • Lodgement of cheques and dividend warrants
  • No limit to turnover and withdrawals
  • SMS alerts on transactions
  • Access to personal loans subject to meeting the Bank’s RAAC